MHealth Choice

Self-funded benefit plans that put you in control

Our self-funded plans save you time and money.
Employers providing coverage for 50 or more employees can realize significant savings and improvements in cash flow by adopting self-funded plans. Because your company doesn’t pay for the variable expenses until they are incurred, MHealth Choice improves your cash flow by freeing up vital funds for other projects. With MHealth administering your plans, self-funding has never been easier.  MHealth offers improved utilization reporting customized to fit your company’s needs, so you get the latest information on how your company’s benefits are being used.

Get more out of your stop loss insurance.
With self-funded plans, stop loss insurance coverage protects you against catastrophic loss by placing a cap on maximum plan outlay. With MHealth, you’ll never have to shop for stop loss coverage again. We do the negotiating for you to get you the best rates available. We maintain relationships with the top-rated stop loss providers and conduct annual reviews to ensure our clients are paying competitive premiums. Unlike fully insured plans, with MHealth self-funded plans your company keeps what you don’t spend.

We’ll help you design the plan that works best for your company.
Self-funded plans from MHealth offer you greater flexibility in benefit design and deductibles. You decide what deductibles fit your needs.

Discover customer service that’s more flexible and convenient.
With MHealth, all claims processing, medical management and customer service are handled locally.  You and your employees enjoy access to live customer service agents during weekday business hours plus self-service online access 24/7.  Our dedicated Customer Service agents are knowledgeable about your benefits and familiar with your specific plan. When you choose MHealth, you get options for customizing the network, reporting tools, ID cards and more.

Our Pharmacy Management Program is just what the doctor ordered.
MHealth works with several pharmacy benefit management companies to provide nationwide pharmacy access for its clients. With access to more than 62,000 pharmacies across the United States., including all major retail chains, your employees will experience the comfort and convenience of knowing they have the coverage they need, whenever or wherever they need it.  MHealth can tailor your prescription drug program, based on your employee demographics, utilization thresholds and your healthcare trends.  And MHealth offers several programs to aid your company in controlling costly prescription benefits.